DownloadPhonePe: Your All-in-One Financial Solution
Simplify your financial life with PhonePe, a comprehensive app for UPI payments, recharges, and more. Enjoy effortless phone recharges, bill payments, and instant transactions at online and offline retailers using UPI, debit, or credit cards. Beyond payments, PhonePe offers secure investment and insurance options, all within a user-friendly interface.
Key PhonePe Features:
-
Secure & Easy Payments: Make payments using BHIM UPI, credit/debit cards, or wallets for mobile top-ups, utility bills, and in-store purchases (online and offline).
-
Investment & Insurance: Invest in mutual funds and various insurance plans, including car and bike insurance.
-
Convenient Banking: Link your bank account for instant money transfers via BHIM UPI, offering a superior alternative to traditional online banking.
-
Versatile Payment Options: Pay online at major retailers like Flipkart, Amazon, and Myntra; order food through Zomato and Swiggy; purchase groceries from Bigbasket and Grofers; and pay offline by scanning QR codes.
-
Streamlined Insurance Purchases: Compare and buy health, term life, car, and bike insurance policies easily. Enjoy quick purchase and renewal processes.
-
Additional Benefits: Access personal loans with competitive interest rates and flexible repayment options. Manage prepaid mobile and DTH recharges, and pay various bills (credit cards, landline, electricity, water, gas, broadband). Purchase PhonePe gift cards for convenient payments.
Loan Example:
Principal: Rs 100,000 Interest rate: 15% p.a. (reducing) Processing fee: 2% Tenure: 12 months Total interest: Rs 8309.97 Total processing fee: Rs 2000 Total cost: Rs 110,309.97
Mutual Funds & Investments:
- Liquid Funds: Earn higher returns than savings accounts.
- Tax-Saving Funds: Save up to Rs 46,800 on taxes while growing your investments.
- Super Funds: Achieve your financial goals with expert guidance.
- Equity Funds: High-growth options tailored to your risk tolerance.
- Debt Funds: Invest for stable returns with no lock-in periods.
- Hybrid Funds: Balance growth and stability.
- 24K Pure Gold: Buy or sell guaranteed 24K pure gold at competitive prices.
What's New:
- PhonePe Lending: Access pre-approved loans with attractive rates and easy repayment options.
- UPI Lite: Experience lightning-fast payments with minimal failures. Pay up to ₹500 without a PIN, add up to ₹2,000, and withdraw anytime, all fee-free.
- Rupay Credit Card on UPI: Pay with your PIN, eliminating the need for CVV and OTP. Check your credit card balance directly within the app.
- PhonePe Insurance: Seamlessly compare and purchase health, life, car, and bike insurance plans.
